今日のボヤキ 2/13
今日のボヤキは「雇用者保険」についてです。
https://dot.asahi.com/dot/2022020600013.html
雇用保険法（昭和49年法律第116号）は、「労働者が失業した場合及び労働者について雇用の継続が困難となる事由が生じた場合に必要な給付を行うほか、労働者が自ら職業に関する教育訓練を受けた場合に必要な給付を行うことにより、労働者の生活及び雇用の安定を図るとともに、求職活動を容易にする等その就職を促進し、あわせて、労働者の職業の安定に資するため、失業の予防、雇用状態の是正及び雇用機会の増大、労働者の能力の開発及び向上その他労働者の福祉の増進を図ること」を目的として制定された、日本の法律である。
https://ja.wikipedia.org/wiki/%E9%9B%87%E7%94%A8%E4%BF%9D%E9%99%BA%E6%B3%95
雇用者保険とは、弱い立場にある雇用者を守るための法律ですが、今回の改正でさらに疑問を感じる人が増えたように思います。
現在の保険料率は労使合わせて賃金の0.9％だが、今年4月に0.95％、10月に1.35％に引き上げられることが報じられている。新型コロナウイルス感染拡大により、雇用調整助成金の支給額が膨らみ、枯渇した雇用保険の財源を補うのが狙いだ。
例えば、Aさんは毎日しっかり働いて月収15万円だとして、税金などを差し引て手取りが12万円だとします。一方、Bさんは働かずに手取りで13万円あるとしましょう。
「働いている人よりも働いていない人の方がお金があるなんておかしい！！」と思うかもしれませんが、この現象はたびたび起きます。
そんな中、今回の改正で税率が引き上げられるため、Aさんのような人の手取りがさらに減ります。
受給条件ギリギリなら、働かなくてもいいやと考える人が増加してもおかしくはありません。セーフティーネットであるはずが、1度その網に入ると抜け出せなくなる仕組みになっています。そうではなくて、反発力が高く、自立を支援するべきであると考えます。
「毎年、年収が増えても手取りがあまり増えません。保険料や税金が増えるなら手取りも増える施策をしてくれないと真面目に働いている日本人はモチベーション下がります。もっと明るい未来が見えるような政策をしないと衰退していくだけです」。
「給料が上がらないのに引かれる物が多すぎて年々手取りが減っているのに物価が上がり続けている。趣味の為に生きて働いているのに、今は生きているだけで精一杯。日本は趣味も持たず、ただ働き続けるという罰金が続くなら本当に働く気持ちも無くなります。」
このような声は当然です。少なからず、税率ではなく、仕組みそのものを見直す必要があるのではないでしょうか？
English edition
Today's blurb is about "employer's insurance".
https://dot.asahi.com/dot/2022020600013.html
The Employment Insurance Act (Act No. 116 of 1974) stipulates that, "In addition to providing necessary benefits in the event that a worker becomes unemployed or in the event that a reason arises which makes it difficult for the worker to continue employment, the Act also provides necessary benefits in the event that a worker receives educational training related to his/her own job, in order to stabilize the worker's life and employment, and to promote employment by facilitating job search activities. It is a Japanese law enacted for the purpose of "preventing unemployment, correcting employment conditions, increasing employment opportunities, developing and improving the abilities of workers, and otherwise promoting the welfare of workers, in order to facilitate job-seeking activities and otherwise promote their employment, as well as to contribute to the job security of workers.
https://ja.wikipedia.org/wiki/%E9%9B%87%E7%94%A8%E4%BF%9D%E9%99%BA%E6%B3%95
Employer's insurance is a law designed to protect vulnerable employers, but the latest revision seems to have caused more people to question it.
The current premium rate is 0.9% of wages for both labor and management, but it is reported that the rate will be raised to 0.95% this April and 1.35% in October. The aim is to make up for the depletion of employment insurance resources due to the expansion of the new coronavirus infection, which has led to an increase in the amount of employment adjustment subsidies.
For example, let's say that Mr. A works hard every day and earns 150,000 yen a month, but his take-home pay is 120,000 yen after deducting taxes and other expenses. On the other hand, let's say Mr. B doesn't work and has a take-home pay of 130,000 yen.
You may think, "It's strange that the person who doesn't work has more money than the person who does work! But this phenomenon often happens.
The tax rate will be raised in this revision, so the take-home pay of people like Mr. A will be further reduced.
It is not surprising that more and more people think that they don't need to work if they are on the edge of receiving benefits. The system is supposed to be a safety net, but once you are in the net, you cannot get out. Instead, it should be highly resilient and support independence.
Every year, my income increases, but my take-home pay doesn't increase much. If insurance premiums and taxes are going to increase, we need policies that will increase the take-home pay as well, otherwise the Japanese people who are working diligently will lose motivation. If you don't make policies that show a brighter future, you will only see a decline.
If you don't have a brighter future, you will only see a decline. We live and work for our hobbies, but now we are just trying to stay alive. If Japan continues to fine people for not having hobbies and just continuing to work, I really won't have any desire to work."
These voices are not surprising. In no small part, I think we need to rethink not the tax rate, but the system itself.
